|
MANAGED
CARE PLANS
The Utah Medicaid
agency contracts with managed health care organizations to provide
medical and mental health services to Medicaid clients. Medicaid
typically pays a monthly fee for each Medicaid client enrolled in
a health maintenance organization (HMO) and/ or Prepaid Mental Health
Plan (PMHP). Each plan is responsible for all health care
services specified in the contract for Medicaid clients enrolled
in that plan. Each plan may offer more benefits and/or fewer
restrictions than the Medicaid scope of benefits. It must specify
services which require prior authorization and the conditions for
authorization.
The client's Medicaid
Identification Card states the name of each plan in which he or
she is enrolled. Clients enrolled in an HMO and/or a PMHP must receive
all services covered by each plan through that plan. The provider
obtains payment from the plan. Typically, each plan requires a provider
to be affiliated and follow its coverage and authorization requirements.
All questions concerning services covered by and payment from an
HMO or PMHP must be directed to the appropriate plan. More information
is available through publications in English
and in Spanish.
Topics discussed in the remainder of this document include:
Verifying Coverage ;
Medical, Pharmacy
and Dental Services;
Mental Health Services;
Emergency Services ; Fee
For Service Coverage;
Complaints and Grievances;
Medicaid Manual References
Verifying
Medicaid Coverage
It
is critical for all Medicaid clients to show their
Medicaid Identification Card to every provider BEFORE receiving
any type of service. Medicaid assures coverage ONLY when the provider
is enrolled as a Utah Medicaid Provider AND agrees to accept the
Medicaid payment as payment in full.
It
is critical for all providers to verify Medicaid coverage
BEFORE services are provided. Providers must know if the client
is eligible for Medicaid on the date of service and whether
the client is enrolled in an HMO, in a Prepaid Mental Health Plan,
in the Restriction Program, or has a Primary Care Provider. This
information is printed on the client's Medicaid card, and the information
is also available through Medicaid Online, Access Now
and Medicaid Information.
Note:
Medicaid staff make every effort to provide complete and accurate
information on all inquiries. However, because information regarding
eligibility and the plan the client must use is available to providers
electronically, a claim will not be paid even if the information
given to a provider by Medicaid staff was incorrect.
RETURN
TO TOP OF PAGE
Medical
Services
An
HMO is responsible for all medical services as set forth
under Title XIX of the federal Social Security Act, Title 42 of
the Code of Federal Regulations (CFR), and the Utah Administrative
Code, Rule R414-1-5, Services Available.
Mental
Health Services
In
most areas of the state, mental health services are provided ONLY
through a Prepaid Mental Health Plan (PMHP). Medicaid clients who
live in certain counties of the state must receive mental health
services from community mental health centers which have contracted
with the Medicaid agency as a PMHP. Physicians or psychologists
treating individuals who may become eligible for Medicaid
should contact the appropriate PMHP to ensure payment or arrange
for the patient to be transferred to the contracting mental health
center for continued services. Providers who render emergency care
must obtain approval from the PMHP within 24 hours of service. The
provider will be reimbursed only when he or she has made a good
faith effort to obtain the required approval within 24 hours of
providing emergency services. Refer to the Mental Health Provider
Manual for more information about services covered under the PMHP,
exceptions for children in state custody, and the transition from
a private practitioner to a Prepaid Mental Health Plan.
RETURN
TO TOP OF PAGE
Emergency
Services for Clients in an HMO
Managed
care plans are responsible for covering all emergency services for
enrollees, regardless of where the emergency occurred and was treated.
Federal regulations 42 CFR §447.53(b)(4) state emergency services
are services provided in a hospital, clinic, or other facility that
is equipped to furnish the required care, after the sudden onset
of a medical condition manifesting itself by acute symptoms of sufficient
severity (including severe pain) so that the absence of immediate
medical attention could reasonably be expected to result in one
of these three conditions:
1. Placing the patient's health in serious jeopardy;
2. Serious impairment of bodily functions; or
3. Serious dysfunction of any bodily organ or part.
Providers
who render emergency care to a patient enrolled in a managed care
plan must obtain approval from the plan within the time frame specified
by the plan, which is usually within 24 hours of service. The provider
will be reimbursed only when the provider has made a good faith
effort to obtain approval from the plan within the time frame specified.
Each health maintenance organization (HMO) and Prepaid Mental Health
Plan (PMHP) cover services as stated in the contract with Medicaid.
Each plan has its own procedures for services that require prior
authorization. Each plan may offer more benefits answer restrictions
than the Medicaid scope of benefits.
RETURN
TO TOP OF PAGE
Fee
For Service Coverage
Services
covered by Medicaid, instead of the managed care plan, vary according
to the individual contracts with managed care plans. For example,
HMO contracts do not include pharmacy or dental services. Medicaid
refers to services not covered in a contract with an HMO or Prepaid
Mental Health Plan as 'carve-out' services under fee for service
coverage.
Fee-for-service
clients may receive covered services from any Medicaid provider.
The provider must follow Medicaid coverage and prior authorization
requirements. The provider submits the claim to and obtains payment
from Medicaid. All questions concerning services covered by Medicaid
and not covered by the managed care plan should be directed
to Medicaid Information. For example, a Medicaid client enrolled
in an HMO which does NOT cover pharmacy services may receive services
at any pharmacy which is enrolled with and accepts Utah Medicaid
Program coverage.
RETURN
TO TOP OF PAGE
Complaints
and Grievances: Complaints
and grievances concerning an HMO from either a client or a provider
must first go through the HMO's complaint process. Clients
who have a problem with services, such as not getting the services
needed, not being able to see a provider in a timely manner, not
being satisfied with the quality of the service received,
should first contact the member representative for the HMO or Prepaid
Mental Health Plan with which he or she is enrolled. If the
problem is not resolved, ask how to file a grievance. In most
cases, the client must write a letter to the HMO or Prepaid Mental
Health Plan explaining the problems.
Clients:
After the grievance process, if you are still not satisfied with
the way the problem is handled by the HMO or Prepaid Mental Health
Plan, call Medicaid
Information. (In
the Salt Lake City area, call 538-6155. In other areas of
Utah, call toll-free 1-800-662-9651.) Tell the Customer Service
Representative you have a problem with services received (or not
received). Say whether it is a problem with an HMO or with
a Prepaid Mental Health Plan. The representative will transfer
you to a staff person who can discuss the problem with you.
You also have the right to file for a Fair Hearing after you have
completed the grievance process with the managed care plan.
If you are still not satisfied with the HMO's final decision, you
may then contact the Division of Health Care Financing and request
a hearing.
References:
Refer to the Utah
Medicaid Provider Manual, Section 1,
for more information
about the following subjects: (Please be patient. SECTION 1 takes
a minute to load.)
-
Capitated managed care plans, Chapter 2
- Services available, Chapter 3
- Restriction Program, Chapter 3 - 2
- Verifying eligibility, Chapter 5
Information
about managed care plans on the national level is available on the
Internet at
http://cms.hhs.gov
RETURN
TO TOP OF PAGE
|